Your policy should include ("cover") anybody who lives with you and is old enough to drive, or doesn't live with you but has regular access to your car. Your policy should exclude any drivers who live with you but shouldn't drive your car, and any drivers whose names you don't recognize.
When you get a quote with us, our system pulls your information from public records. When you see a name you don’t recognize, it’s usually because this person previously lived at your address or in your building (in the case of apartments or condominiums). These drivers are not listed on your policy by default. They won't factor into your quote or pricing in any way unless you know them and they live with you.
If you need to add or exclude a driver and you don't see his or her name listed, you can enter this information manually.